STI ETF RSP (May 2014)

I bought 1 lot of Nikko STI ETF at $3.37 today for my regular savings plan for the month of May 2014. Details of all transactions for my rsp are logged here:
 http://madstranger.blogspot.sg/2013/07/nikko-sti-etf.html

Snap shot of current units:

Counter	Total Cost	Total Units	Average cost	Last Done	Unrealized Profit/ Loss	Unrealized Gain / Loss %	Realized Profit / Loss / Dividend
STI ETF	3,258.35	1000	$3.26	$3.30	$41.65	1.28%	$0.00
Nikko STI ETF	337.86	100	$3.38	$3.37	-$0.86	0.00%	$93.44

Other notes:
Dividend or Nikko STI ETF usually gets credited in May and Oct. However, there are some recent changes. The pay out month has been changed to Jan / July

An exract from the latest prospectus:
(http://www.nikkoam.com.sg/files/documents/funds/prospectus/prospectus_stietf.pdf)

Distributions, if any, will be determined by the Manager. Currently, it is the Manager’s
intention to make distributions to Holders semi-annually around January and July of each year. The Manager will decide whether a distribution is to be made based on various factors, including dividend and/or interest income and/or capital gains derived from the investments of the Fund. Distributions will only be paid to the extent that they are covered by income received from underlying investments of the Fund and are available for distribution.

CPF minimum sum 2014

The CPF minimum sum will be raised to S$155,000 for those who turn 55 between July 1 this year and June 30 next year. 

http://www.todayonline.com/singapore/cpf-minimum-sum-rise-s155k-july

Back in Jan 2014, I made an estimate of the CPF minimum sum on these 2 posts:

CPF minimum sum for July 2014 [Predicted]

In this estimate, I calculated the estimated minimum sum based on an inflation rate of 2.4%. My calculations worked out to be $154800 which is quite close to the announced figure of $155000. Perhaps CPF board rounded the nearest $1000 or $500 instead of $100 in my calculations.

I have also done a small revamp on the 30 year projection to include actual values.

CPF minimum sum for Jul 2013 and projections for 30 years

Increase in Medisave min sum

From July 1, the Medisave Minimum Sum will also be raised to S$43,500 from S$40,500, while the Medisave Contribution Ceiling will be increased correspondingly to S$48,500, from S$45,500.

For people who have hit the contribution ceiling, any Medisave contributions will go to your special account instead. Both account currently earns you an interest of 4% per year.

REIT Ranking - Apr 2014

REIT ranking for Apr 2014:

REIT	Mkt	Yield	NAV	Gearing	P/B	Total	P/B score	Gearing score	Yield score
AIMSAMP Cap Reit	$1.415	7.830%	$1.518	26.50%	0.932	6	2	2	2
SoilbuildBizREIT	$0.785	7.679%	$0.810	29.10%	0.969	6	2	2	2
Mapletree GCC Tr	$0.845	7.335%	$1.058	38.00%	0.799	6	3	1	2
Saizen REIT	$0.895	7.263%	$1.170	38.00%	0.765	6	3	1	2
Ascendas-hTrust	$0.720	8.944%	$0.730	35.80%	0.986	5	2	1	2
Lippo Malls Tr	$0.405	8.025%	$0.412	34.30%	0.983	5	2	1	2
OUE Htrust	$0.870	7.678%	$0.920	32.00%	0.946	5	2	1	2
Cache Log Trust	$1.150	7.547%	$0.980	29.10%	1.173	5	1	2	2
Sabana REIT	$1.025	7.434%	$1.070	37.00%	0.958	5	2	1	2
StarhillGbl Reit	$0.810	6.210%	$0.920	29.60%	0.880	5	2	2	1
Fortune Reit HKD	$6.090	5.911%	$10.260	32.70%	0.594	5	3	1	1
CapitaCom Trust	$1.600	5.200%	$1.660	30.00%	0.964	5	2	2	1
Viva Ind Tr	$0.785	8.659%	$0.750	38.80%	1.047	4	1	1	2
Cambridge Ind Tr	$0.740	6.857%	$0.694	29.90%	1.066	4	1	2	1
OUE COMMERCIAL REIT	$0.795	6.843%	$1.043	42.30%	0.762	4	3	0	1
Frasers Com Tr	$1.270	6.543%	$1.550	37.80%	0.819	4	2	1	1
Frasers Cpt Tr	$1.795	6.245%	$1.780	27.70%	1.008	4	1	2	1
CDL Htrust	$1.795	6.212%	$1.617	29.90%	1.110	4	1	2	1
Ascendas Reit	$2.290	6.201%	$2.020	30.00%	1.134	4	1	2	1
Far East HTrust	$0.885	5.876%	$0.980	30.90%	0.903	4	2	1	1
Ascott Reit	$1.200	5.833%	$1.360	35.90%	0.882	4	2	1	1
SPHREIT	$1.000	5.560%	$0.900	26.90%	1.111	4	1	2	1
Suntec Reit	$1.715	5.271%	$2.056	37.30%	0.834	4	2	1	1
Mapletree Ind Tr	$1.440	6.972%	$1.200	34.40%	1.200	3	1	1	1
Mapletree Log Tr	$1.100	6.873%	$0.970	33.30%	1.134	3	1	1	1
Keppel Reit	$1.210	6.603%	$1.370	42.40%	0.883	3	2	0	1
CapitaR China Tr	$1.480	6.574%	$1.450	31.80%	1.021	3	1	1	1
Mapletree Com Tr	$1.265	6.175%	$1.160	38.70%	1.091	3	1	1	1
CapitaMall Trust	$1.995	5.223%	$1.710	35.10%	1.167	3	1	1	1
First REIT	$1.160	6.957%	$0.965	32.30%	1.202	2	0	1	1
ParkwayLife Reit	$2.510	4.494%	$1.600	33.00%	1.569	1	0	1	0

For how the scores are being calculated:
Reit Rankings - Mad Stranger's scoring system

 

Disclaimers:

The score system only serves as an indicator on how the REIT is with respect to its yield, P/B and gearing. The ranking is also heavily dependent on the accuracy of the data shown on reitdata.com, investors are advised to do your own cross checking. It is always prudent to do your own research before making any buys or sells.